The product is designed for member development and investment purposes.
- Affordable interest rates
- 3 to 4 times of deposits
- Repayment period of up to 36 months
This is a loan product designed for existing businesses that need longer repayment periods of large loan amounts.
- 3 to 4 times of deposits
- Loan amount ranging from Kshs. 300,000 and above
- Repayment period of up to 48 months
This is a loan product tailor made to address education needs.
Secured by use of household properties/valuables.
- Get 3 times of deposits
- Repayment period of up to 36 months
- Range: Ksh 15,000 – 500,000
Issued to dairy farmers for construction of modern cow sheds, chaff cutters, purchase of dairy cows e.t.c
- Share multiplier *4
- Maximum repayment period up 24 months
- Affordable Interest rate
This is a product designed strictly for those members who are practicing commercial farming
French bean, onions, potatoes, tomatoes, goggets, green pepper, capsicum etc.
- Have a grace period of 3 to 6 months
- Affordable interest rate
- Share multiplier 3
Products to be financed include agrovets, farm machinery, green houses, farm input shops e.g. wheelbarrow, sprinklers etc.
- Has a maximum repayment period of 36 months
- Has a monthly repayment
- Share multiplier 3
- Affordable interest rate
Products designed to help conserve the environment and practice water harvesting.
- Deposit multiplier 3
- Repayment period of up to 36 months
- Affordable interest rates
Financing groups for projects, farming and individual lending in a registered self-help group.
- Registered group with social services
- Have at least 10 members or more
- Loans 4-5 times of savings
Loan for tea farmers
- Get 3 times of deposits
- Affordable interest rates
- Flexible repayment period
This is a product aimed to help our members own a Boda Boda.
Supporting employees of the private sector, and contract workers whose pay is monthly.
- Get 10 times of shares
- Flexible interest rates
- Salary account with Times U DT Sacco
- Maximum repayment period of up-to 24 months
The product is aimed to finance churches in their projects
- Share multiplier of 3
- Flexible repayment period
- Affordable interest rates
- Maximum repayment period of 36 months
"We ensure timely service delivery and address the customers' ever changing financial needs."
Designed to facilitate financing of both movable and immovable assets
- Get 3 times of deposits
- Repayment period of up to 36 months
- Range: Ksh 15,000 – 500,000
Helps counter any misfortunes which are emergency in nature as a member
- Loan is repayable within 12 months.
- Available to members with emergency issues.
- Its usually an instant loan.
- Attractive interest rate.
- One must be a member.
- One must have shares.
- Gets loan up to 3 times value of the shares (deposits).
This is a LPO financing loan
- Loan is guided by LPO provided.
- Repayment period is considered by LPO and usually 1-3 months.
- One must be a member.
- One must have shares.
- One gets loan up to 3 times the value of the shares (deposits).
Tank Loan
- Instant loan.
- For water harvesting.
- Repayment period 24 months.
- One must be a member.
- One must have shares.
- One gets loan up to 3 times the value of the shares (deposits).
Afya Njema Loan
- Covers 7 people.
- Outpatient Ksh 50,000.
- Inpatient Ksh 250,000.
- Burial arrangements Ksh 50,000.
- One must be a member.
- One must have shares.
- One gets loan up to 3 times the value of the shares (deposits).
NHIF Loan
- Affordable loan.
- To settle patient bills.
- One must be a member.
- One must have shares.
- One gets loan up to 3 times the value of the shares (deposits).
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